At SELCO, members aren’t just customers, they’re owners. This means when you join SELCO, you get a voice in how they do business. Members elect volunteer leaders from the community to guide development and keep professional standards high. That means their commitment isn’t to stockholders-it’s to you. As a not-for-profit consumer cooperative, they return profits to member-owners in the form of better rates, lower (and fewer) fees, a higher return on deposits, and personalized service. SELCO began in 1936 when local teachers and school employees pooled their funds together in a shoebox to help each other through tough times. When one member needed a loan, the others stepped in. They have been doing business this way ever since. Through ongoing partnerships with local nonprofits and schools, they continue to reinvest in the shared community. With 24/7 online access, you can manage your accounts anytime you want. Through Shared Branhing, you can access your money at 7,000 credit unions and 35,000+ ATMs coast to coast (and beyond). And with mobile banking, mobile wallets, and free apps, wherever you are, SECLO is there, too.